Terms and Conditions

Terms and Conditions

Effective Date: [Insert Date]
Last Updated: [Insert Date]

Welcome to [Your Company Name] ("Company," "we," "our," or "us"). These Terms and Conditions ("Terms") govern your use of our website, mobile application, and services (collectively, the "Services"). By accessing or using our Services, you agree to be bound by these Terms. If you do not agree, please do not use our Services.

1. Use of Services

1.1 Eligibility – You must be at least 18 years old to use our Services. By using our Services, you represent that you have the legal capacity to enter into this agreement.

1.2 Account Registration – Some features may require you to create an account. You agree to provide accurate information and keep your credentials secure. We are not responsible for unauthorized access to your account.

1.3 Prohibited Activities – You agree not to:

• Violate any laws or regulations
• Attempt to hack, reverse-engineer, or disrupt our Services
• Upload harmful or illegal content
• Use our Services for fraudulent activities

2. Payments and Refunds

2.1 Pricing – Prices for our products and services are displayed on our website/app. We reserve the right to change pricing at any time.

2.2 Payments – You agree to provide accurate billing information. Payments are processed securely through third-party providers.

2.3 Refund Policy – Refund eligibility is subject to our refund policy, which can be found [insert link or details].

3. Intellectual Property

3.1 Ownership – All content, trademarks, and intellectual property on our Services belong to [Your Company Name] or licensors. You may not copy, distribute, or modify any content without permission.

3.2 User Content – If you submit content (e.g., reviews, comments), you grant us a non-exclusive, royalty-free license to use, modify, and display it.

4. Limitation of Liability

4.1 We do not guarantee that our Services will be error-free or uninterrupted.

4.2 To the maximum extent permitted by law, we are not liable for:

• Any indirect, incidental, or consequential damages
• Loss of data, revenue, or profits arising from your use of our Services

5. Termination

We may suspend or terminate your access to the Services if you violate these Terms or engage in prohibited activities.

6. Governing Law

These Terms are governed by the laws of [Your Jurisdiction]. Any disputes shall be resolved in the courts of [Your Jurisdiction].

7. Changes to These Terms

We may update these Terms from time to time. Continued use of our Services after changes means you accept the revised Terms.

8. Contact Us

📧 Email: [your contact email]
📍 Address: [your company address]

Let me know if you need any specific changes based on your business requirements! 🚀